Tags ROA Local banks' profitability falls Wednesday, Nov 04, 2015 Profitability of domestic commercial banks has reduced compared to previous years due to rising risk provisions for non-performing loans, according to a report from NFSC Banks gloomy as annual profits dwindle amid negative indicators Monday, Jul 08, 2013 Banks are pessimistic about their profitability this year, with several indicators in steady decline, according to the central bank.